E alakaʻi kēia alakaʻi piha no ka poʻe hoʻomaka iā ʻoe ma nā ʻanuʻu o kahi kūʻai kālā kūpono.
E nānā mākou i nā ʻano like ʻole e kūʻai ai i ke kālā, e like me nā ETF a me nā futures, a me nā ʻano pā kālā like ʻole āu e kūʻai ai, e like me nā ʻāpana kālā a i ʻole nā pā. Loaʻa i kēlā me kēia koho kona mau pono a me nā hemahema. ʻO ka mea hope loa, uhi mākou i kahi e kūʻai ai i ke kālā, me nā wahi maikaʻi loa e kūʻai ai i ke kālā ma ka pūnaewele a ma ke kino.
I ka pōkole, ʻo ke kūʻai ʻana i nā pā kālā kino kekahi o nā ala maikaʻi loa e kūʻai ai i ke kālā no ka mea e hiki ai iā ʻoe ke nona a hoʻopukapuka i ke metala makamae ma ke ʻano hiki ke ʻike ʻia. Ke kūʻai ʻoe i nā metala makamae kino, loaʻa iā ʻoe ka mana pololei a me ke kuleana o kāu hoʻopukapuka kālā.
ʻOiaʻiʻo, he nui nā ala no nā mea hoʻopukapuka kālā e kūʻai ai i ke kālā a i ʻole e kuhi i ka mākeke metala makamae. Hiki i kēia mau mea ke komo pū me:
Hoʻopukapuka pū kekahi mau waihona kālā like ʻole i nā mea kālā i ʻōlelo ʻia ma luna. Ke piʻi ka waiwai o kēia mau waiwai, loaʻa kālā kā lākou poʻe kuleana.
Eia kekahi, aia ka kuleana maoli o ke kālā kino, ʻo ia hoʻi no nā mea hoʻopukapuka kālā he nui ke ala maikaʻi loa e kūʻai ai i ke metala makamae. Akā, ʻaʻole ia manaʻo ʻo ka loaʻa ʻana o nā pā kālā ke ala hoʻopukapuka kālā maikaʻi loa nāu.
Eia nō naʻe, inā makemake ʻoe e kūʻai a kūʻai aku i ke kālā i ka wā a ma kahi kokoke i ke kumukūʻai kiko, ʻo ia paha ke ala kūpono e kūʻai ai i ke metala makamae.
ʻOiai ua hōʻoia ʻia ka holomua o nā waihona kālā a i ʻole nā waihona eli kālā no nā mea he nui, i ka hopena o ka lā e hilinaʻi ʻoe i ka ʻenehana e hana pono ana e hoʻoulu i ke kūʻai ʻana a kūʻai aku i ka wā e mākaukau ai ʻoe. I kekahi manawa ke hoʻolimalima ʻoe i kahi mea kūʻai kūʻai, ʻaʻole paha lākou e hana koke e like me kou makemake.
Eia kekahi, hiki ke kūʻai ʻia nā metala kino ma kahi ma waena o nā ʻaoʻao ʻelua me ka ʻole o ka nui o nā palapala. Hiki ke hoʻohana ʻia no ke kālepa ʻana i ka wā pilikia a i ʻole nā recession.
Akā he aha ke ala maikaʻi loa e kūʻai ai i ke kālā? ʻAʻohe pane hoʻokahi, akā ke ʻike ʻoe i nā koho i loaʻa, hiki iā ʻoe ke hana i kahi koho maikaʻi aʻe. E aʻo e pili ana i kāu mau koho kūʻai āpau i ke alakaʻi kūʻai kālā kino piha mai nā loea Gainesville Coins®!
Inā makemake ʻoe e kūʻai i ke kālā kino a makemake ʻoe i nā pane i kāu mau nīnau e pili ana i nā ʻano mea kālā hiki iā ʻoe ke kūʻai, pehea a ma hea ʻoe e kūʻai ai, a me nā mea koʻikoʻi ʻē aʻe o ke kūʻai ʻana i nā pā gula kino, a laila nou kēia alakaʻi.
ʻAʻole paha ʻoe i kamaʻāina i ka mākeke kālā, akā ua kamaʻāina paha ʻoe i nā ʻāpana kālā. ʻO ka ʻoiaʻiʻo, he nui ka poʻe e makemake ana e hoʻopukapuka kālā i ke kālā e hoʻomanaʻo paha iā lākou iho e hoʻohana ana i nā ʻāpana kālā i nā hana o kēlā me kēia lā i nā makahiki i hala.
Mai ka wā i hoʻolaha ʻia ai nā kālā kālā, ua piʻi ke kumukūʻai o ke kālā - a hiki i ka palena! ʻO ia ke kumu i ka makahiki 1965 i hoʻomaka ai ʻo ʻAmelika Hui Pū ʻIa e wehe i ke kālā mai kāna mau kālā e hoʻolaha ʻia ana. I kēia lā, ʻo ke kālā kālā 90% hoʻokahi manawa i ka lā he kaʻa hoʻopukapuka maikaʻi loa ia no ka poʻe e ʻimi nei e kūʻai i ka nui a i ʻole ka nui o ke kālā e like me kā lākou makemake.
He nui nā mea hoʻopukapuka kālā e kūʻai pū ana i nā pā kālā hou mai nā hale kūʻai kālā pilikino a me nā hale kūʻai aupuni. ʻO kahi pā gula e pili ana i ke kālā ma kona ʻano kino maʻemaʻe loa. He ʻokoʻa kēia mai nā ala ʻē aʻe no nā mea hoʻopukapuka kālā e komo ai i ke kālā ma o nā mākeke kālā, nā ʻāpana o nā mea ʻeli kālā ("nā ʻāpana kālā") a me nā memo hoʻololi i ʻōlelo ʻia ma luna.
Ma waho aʻe o nā ʻāpana kālā 90% i ʻōlelo ʻia aʻe nei, loaʻa i ka US Mint nā ʻāpana kālā maʻemaʻe US he 35%, 40% a me 99.9%. ʻAʻole e haʻi ʻia nā ʻāpana kālā mai nā wahi a puni o ka honua.
ʻO kēia ka Royal Canadian Mint a me kāna mau kālā Maple Leaf Kanada, ka British Royal Mint, ka Perth Mint ma Australia, a me nā hale hana kālā nui ʻē aʻe. Loaʻa i nā nui like ʻole, nā ʻano, nā ʻano a me nā kala, hāʻawi kēia mau kālā honua i nā mea hōʻiliʻili a me nā mea hoʻopukapuka kālā i nā koho kūʻai kālā hoihoi.
He aha nā hemahema nui o ke kūʻai ʻana i nā ʻāpana kālā? Loaʻa i kahi ʻāpana kālā kahi uku numismatic liʻiliʻi akā koʻikoʻi (waiwai hōʻiliʻili). No laila, ʻoi aku ke kumukūʻai ma mua o nā pōʻai kālā a i ʻole nā ʻaukā o ka maikaʻi like, ke kaumaha, a me ka maikaʻi. ʻOi aku ka nui o ka waiwai numismatic i hoʻohui ʻia i ke kumukūʻai i nā ʻāpana kālā me ka waiwai hōʻiliʻili.
Hāʻawi kekahi mau mea kūʻai aku i nā uku hoʻēmi a i ʻole ka hoʻouna manuahi ʻana ke kūʻai aku nā mea kūʻai aku i nā ʻāpana kālā he nui.
ʻAʻole e like me nā ʻāpana kālā, ʻo nā kālā kālā he mau pā kālā i loaʻa ʻole ke kālā. He mau leka maʻalahi a i ʻole nā kiʻi kiʻi noʻeau nā pōʻai.
ʻOiai ʻaʻole nā pōʻai he kālā fiat, kaulana nō lākou i waena o nā mea hoʻopukapuka kālā no kekahi mau kumu.
No ka poʻe e makemake ana i kahi koho poepoe a makemake i ke kālā e kokoke loa i kona kumukūʻai mākeke e like me ka hiki, loaʻa nā pā kālā. Kūʻai pinepine ʻia nā kālā gula ma ke kumukūʻai kiʻekiʻe o kekahi mau pakeneka ma luna o ke kumukūʻai kiko o ke kālā, akā hiki iā ʻoe ke kūʻai i nā pā kālā no nā peni ma luna o ke kumukūʻai kiko.
ʻAʻole pinepine nā pā kālā maʻamau i kūʻai ʻia ma kahi kūloko i ka noʻeau, akā ma ke ʻano laulā, ʻo ia kekahi o nā ala kūʻai kālā makepono loa. ʻO ka poʻe makemake i ke kiʻi e ʻike lākou i nā pā me kahi hoʻolālā hanohano, ʻoiai ʻoi aku ke kumukūʻai.
ʻAe! Hāʻawi ka US Mint i ke kālā ma nā ʻano he nui, me nā ʻāpana kālā numismatic a me nā ʻāpana bullion.
Inā makemake ʻoe e kūʻai pololei i nā ʻāpana kālā Silver American Eagle 2021 mai ka Mint, pono ʻoe e hoʻokaʻaʻike aku i kahi mea kūʻai i ʻae ʻia. ʻO AP wale nō ka mea loaʻa pololei o nā pā gula US Silver Eagle mai ka US Mint. ʻO kēia no ka mea, ʻaʻole kūʻai pololei aku ka US Mint i nā pā gula US Silver Eagles i ka lehulehu.
I ka hapanui o nā hihia, e loaʻa i kahi mea kūʻai kālā hilinaʻi nā ʻāpana kālā he nui aʻe i loaʻa no ke kūʻai aku ma mua o ka mint.
ʻAʻole kūʻai pinepine nā panakō i nā ʻāpana kālā. ʻAʻole hiki iā ʻoe ke hele hou i ka panakō a manaʻo e loaʻa nā ʻāpana kālā ma ke koi ʻana, e like me nā makahiki 1960, i ka wā i hoʻohana kūikawā ʻia ai nā palapala hōʻoia o nā ʻāpana kālā e kaʻapuni ana no kēia kumu.
Eia nō naʻe, hiki ke loaʻa i kekahi manawa nā kālā hoʻololi a i ʻole nā ʻōwili o nā dime kālā, hapaha, a i ʻole hapalua kālā i loko o nā ipu. ʻO ia mau mea i loaʻa ka ʻokoʻa kakaikahi ma mua o ke kānāwai. Akā, ua loaʻa i nā mea ʻimi mau ka nui o kēia mau mea laki ma ka ʻimi ʻana i nā ʻāpana kālā ma nā panakō kūloko.
He hana maʻalahi ke kūʻai ʻana i ke kālā mai kahi hale kūʻai kino. I kēia mau hihia, ʻoi aku ka maikaʻi o ke kūʻai mau ʻana i ke kālā mai kahi mea kūʻai bullion kaulana a mea kūʻai kālā paha.
I ke kūʻai ʻana i ke kālā ma ka pūnaewele, loaʻa iā ʻoe kekahi mau koho. He mea maʻamau nā papa inoa hoʻāʻo, akā pili pinepine kēia mau hoʻonohonoho maʻamau i nā hālāwai maʻamau a me ka pilikia o ka hoʻopunipuni ʻia.
Hiki iā ʻoe ke koho i kahi pūnaewele kūʻai kūkala pūnaewele e like me eBay. Eia nō naʻe, ʻo ke kūʻai ʻana i ka metala ma eBay ʻo ia hoʻi ke kumu kūʻai kiʻekiʻe. ʻO ke kumu nui o kēia ma muli o ka uku ʻana o eBay i nā mea kūʻai aku i nā uku hou no ka papa inoa ʻana i nā mea. ʻAʻohe o kēia mau koho e hāʻawi i kahi ala maʻalahi e hoʻihoʻi a hōʻoia paha i ka ʻoiaʻiʻo o kāu kālā.
ʻO ke ala palekana a maʻalahi hoʻi e kūʻai ai i ke kālā ma ka pūnaewele ma o nā pūnaewele o nā mea kūʻai aku metala makamae ʻoihana. ʻO Gainesville Coins kahi maikaʻi loa e kūʻai ai i ke kālā ma ka pūnaewele ma muli o ko mākou hilinaʻi, kaulana paʻa, lawelawe mea kūʻai aku, nā kumukūʻai haʻahaʻa a me ke koho ākea o nā huahana. He hana palekana a maʻalahi hoʻi ke kūʻai ʻana i nā metala makamae ma ka pūnaewele me Gainesville Coins.
Ua mākaukau mau mākou e pane i kāu mau nīnau a wehewehe i ke kulekele o kā mākou hui. E hahai i nā loulou ma lalo nei no ka ʻike hou aku e pili ana i nā Gainesville Coins:
Aia ka pane i kāu mau pahuhopu no ka hoʻopukapuka kālā ʻana i ke kālā. Inā makemake ʻoe e kūʻai i ke kālā ma ke kumu kūʻai haʻahaʻa loa no ka gram, ʻo kāu koho maikaʻi loa ke kūʻai ʻana i nā pōʻai a i ʻole nā ʻaukā. ʻO nā kālā kālā ke koho maikaʻi loa no ka poʻe e ʻimi nei e kūʻai i nā kālā fiat.
Hōʻike nā ʻāpana kālā i hoʻolei ʻia i kahi ʻano kuʻikahi. He mau ʻāpana kālā maʻamau kēia i kahiko loa no ka ʻono o ka hapa nui o nā mea hōʻiliʻili. No laila, he waiwai wale nō ko lākou i loko o kahi ʻāpana kālā (waiwai kūloko). ʻO kēia kekahi o nā ʻano ʻāpana kālā makepono loa hiki iā ʻoe ke kūʻai. Eia nō naʻe, loaʻa mau iā ʻoe nā pono o ke kūʻai ʻana i nā pā kālā fiat ma ke kumu kūʻai kūpono a me ka versatility liquidity.
ʻO nā pōʻai a me nā kaola maʻamau e hāʻawi i nā kumukūʻai haʻahaʻa loa no ke kālā. No laila, ke hōʻike nei lākou i kekahi o nā koho maikaʻi loa e pili ana i ke kumukūʻai kūpono.
He nui nā pono o kēia ʻano kālā. Hiki ke hoʻohana ʻia nā ʻāpana kālā ma ke ʻano he kālā maoli i nā pilikia a ma ke ʻano he mea hana kālepa maikaʻi loa. Eia kekahi, i ka hanana i manaʻo ʻole ʻia akā hiki ke hāʻule ke kumukūʻai o ke kālā ma lalo o ke kumukūʻai maka o ke kālā, ua kaupalena ʻia nā pohō i ke kumukūʻai maka o ke kālā. Ke kūʻai ʻoe i nā ʻāpana kālā, ʻaʻole ʻoe e nalowale loa ke kālā.
Nui ka poʻe e manaʻolana nei e loaʻa kahi kumu i hūnā ʻia, kahi ala e kūʻai ai i ka bullion ma lalo o ke kumukūʻai kiko. ʻO ka ʻoiaʻiʻo, inā ʻaʻole ʻoe he mea kūʻai kālā ikaika a mea kūʻai metala makamae paha, ʻaʻole hiki iā ʻoe ke manaʻo e loaʻa ke kālā ma lalo o ke kumukūʻai kiko ma kahi kūʻai kūʻai.
He poʻe kūʻai kūʻai nui nā mea kūʻai aku. Hiki iā lākou ke kūʻai kū kānāwai i ke kālā ma ke kumu kūʻai haʻahaʻa iki ma mua o ka wahi kūʻai. ʻAʻole paʻakikī loa nā kumu: ke holo ʻoe i kahi ʻoihana, pono ʻoe e uku i nā overheads a loaʻa kahi waiwai liʻiliʻi. Inā ʻoe e hahai i nā kumukūʻai kālā, e ʻike ʻoe e loli ana lākou i kēlā me kēia minuke. No laila, he lahilahi loa ka margin ma ka pae kūʻai nui a me ke kūʻai liʻiliʻi.
ʻAʻole kēia manaʻo ʻaʻole hiki i nā mea kūʻai ke kūʻai i ke kālā ma ka pūnaewele a i ʻole ma kā lākou hale kūʻai kālā kūloko ma nā kumukūʻai kiʻekiʻe loa. ʻO kahi laʻana, ʻo ke kūʻai ʻana i nā kālā i ʻinoʻino a i hōʻino ʻia paha.
He nui nā mea kūʻai aku kino a me ka pūnaewele e kūʻai aku ana i nā ʻāpana kālā laha ʻole e kūʻai aku ana hoʻi i ke kālā. Makemake paha lākou e hoʻomaʻemaʻe i nā waihona nui o nā ʻāpana kālā i hōʻino ʻia e hana i kahi no kā lākou mau ʻāpana kālā waena a kiʻekiʻe.
Eia nō naʻe, inā makemake nui ʻoe e loaʻa ka nui o ke kālā no kāu kālā e like me ka hiki, ʻaʻole paha ʻoe makemake e kūʻai i nā kālā kālā kīnā. Hiki iā lākou ke nalowale i kahi nui o ke kālā ma muli o ka nui o ke komo ʻana a i ʻole ka hōʻino ʻia.
I ka hopena, pili ka ʻōlelo kūʻai kahiko i ke kūʻai ʻana i ke kālā: "Loaʻa iā ʻoe ka mea āu e uku ai!" Loaʻa maoli iā ʻoe.
He nui nā mea kūʻai aku bullion a me nā brokers e kūʻai aku ana i ke kālā ma ka pūnaewele, ma nā makasina a ma ke kīwī e hana i nā ʻōlelo e like me kēia. Hāʻawi lākou i ka manaʻo he pilina linear inverse maʻalahi ma waena o ke kumukūʻai o ke kālā a me ka mākeke kūʻai. I nā makahiki i hala iho nei, ʻo kā lākou slogan hoʻolaha pinepine ʻia he mea e like me "kūʻai i ke kālā i kēia manawa ma mua o ka hāʻule ʻana o ka mākeke kūʻai a me ke piʻi ʻana o ke kumukūʻai o ke kālā."
ʻO ka ʻoiaʻiʻo, ʻaʻole maʻalahi ka pilina ma waena o ke kālā a me ka mākeke kūʻai. E like me ke gula, platinum a me nā metala makamae ʻē aʻe, he pale maikaʻi loa ke kālā e kūʻē i ka hoʻonui ʻia ʻana o ke kumukūʻai a i ʻole nā hanana maikaʻi ʻole ʻē aʻe e kū mai ana i ka wā o ka emi ʻana o ka hoʻokele waiwai a alakaʻi pinepine i ka emi ʻana o ka nui o ka mākeke kūʻai.
Eia nō naʻe, ʻoiai inā he hiolo ʻana, ʻaʻole piʻi koke ke kālā ke hāʻule ka mākeke kūʻai. Hiki ke hōʻike ʻia kēia ma ka nānā ʻana i ka neʻe ʻana o nā kumukūʻai kālā i Malaki 2020 i ka hoʻomaka ʻana o ka maʻi ahulau COVID-19 e luku i ʻAmelika Hui Pū ʻIa. Ua hāʻule ka mākeke kūʻai, e nalowale ana ma kahi o 33% o kona nui i loko o kekahi mau lā.
He aha ka mea i hana ʻia i ke kālā? Ua hāʻule pū kona waiwai, mai kahi $18.50 i ka auneke i ka hopena o Pepeluali 2020 a i lalo o $12 i ka waena o Malaki 2020. He paʻakikī nā kumu no kēia, ma muli o ka emi ʻana o ke koi ʻoihana no ke kālā i hoʻokumu ʻia e ka maʻi ahulau.
No laila he aha kāu e hana ai inā loaʻa iā ʻoe ke kālā a hāʻule ke kumukūʻai o ke kālā? ʻO ka mea mua, mai hopohopo. E hoʻi hou mai nā kumukūʻai i kekahi manawa, e like me kā lākou i hana ai i nā mahina ma hope o ka hāʻule nui ʻana o ke kumukūʻai kālā i waena o Malaki 2020. ʻOiai ke koi nui ʻia nā waiwai palekana, aia kahi pilikia e hiki ke alakaʻi i nā pōkole - nā pohō lōʻihi.
Akā pono ʻoe e noʻonoʻo e pili ana i ke "kūʻai haʻahaʻa" i "kūʻai aku i ke kiʻekiʻe". Ke haʻahaʻa nā kumukūʻai, he manawa kūpono kēia e kūʻai ai. ʻO ka poʻe hoʻopukapuka kālā helu ʻole i hana i kēia i ka wā i hāʻule ai ʻo Wall Street i ka hopena o Malaki a me ka hoʻomaka o ʻApelila 2020 ua hauʻoli i nā hoʻihoʻi waiwai kupaianaha i Mei 2020 a ma hope i ka piʻi ʻana o ka mākeke.
Ke ʻōlelo nei anei kēia inā kūʻai ʻoe i ke kālā ke emi nā kumukūʻai, e loaʻa iā ʻoe ka waiwai kupaianaha like? ʻAʻohe o mākou pōpō aniani, akā ʻo kēia hoʻolālā kūʻai e hua pinepine i nā hopena maikaʻi no ka poʻe me ke ahonui a me ka pāʻani lōʻihi.
Ma ke kumumanaʻo, hiki ke hoʻopili ʻia kēia mau ʻōlelo aʻoaʻo āpau i ke kūʻai ʻana i nā pā gula kino a i ʻole kekahi metala makamae ʻē aʻe. Eia naʻe, ʻaʻole e like me ke gula, hoʻohana nui ʻia ke kālā i ka ʻoihana.
Ka manawa hoʻouna: Malaki-03-2023
